Travel
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POLICY BENEFITS & LIMITATIONS
| POLICIES (All Limits in USD ($)) |
PLATINUM | GOLD | SILVER |
|---|---|---|---|
| Section 1 - Personal Accident Benefits |
Principal Sum Insured $150,000
|
Principal Sum Insured $25,000
|
Principal Sum Insured $25,000
|
|
Accidental Death
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured (Common Carrier only)
|
|
Permanent Partial Disability
|
% of the Principal Sum Insured as per scale.
|
% of the Principal Sum Insured as per scale.
|
Not Covered
|
|
Permanent Total Disability
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
Not Covered
|
| Section 2 - Medical and Related Benefits |
Covered
|
Covered
|
Covered
|
|
Emergency Medical Expenses (Accident & Sickness)
|
$500,000
|
$100,000
|
$50,000
|
|
Dental Expenses
|
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100)
|
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100)
|
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100)
|
|
Emergency Medical Evacuation
|
Included in Emergency Medical Expenses
|
Included in Emergency Medical Expenses
|
Included in Emergency Medical Expenses
|
|
Repatriation of Remains
|
$10,000
|
$7,000
|
$5,000
|
| Section 3 - Travel Inconvenience Benefits |
Covered
|
Covered
|
Not Covered
|
|
Baggage Loss (Common Carrier) Per Bag Per Item
|
$2,500, $1250, $125
|
$1,000, $500, $50
|
Not Covered
|
|
Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated)
|
$50 per hour up to $1,000 (Excess 4 Hours)
|
$50 per hour up to $500 (Excess 4 Hours)
|
Not Covered
|
|
Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated)
|
$50 per hour up to $1,000 (Excess 4 Hours)
|
$50 per hour up to $500 (Excess 4 Hours)
|
Not Covered
|
|
Personal Liability
|
$1,000,000
|
$500,000
|
Not Covered
|
|
Hijacking
|
$250 per hour up to $10,000
|
Not Covered
|
Not Covered
|
|
Emergency Family Travel
|
$2,500
|
Not Covered
|
Not Covered
|
|
Legal Fees
|
$5,000
|
Not Covered
|
Not Covered
|
|
Bail Bond
|
$10,000
|
Not Covered
|
Not Covered
|
|
Loss of Passport
|
$500
|
$300
|
Not Covered
|
|
Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings)
|
$5,000
|
$2,500
|
Not Covered
|
|
Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated)
|
$1,000
|
Not Covered
|
Not Covered
|
|
Assistance Department
|
Covered
|
Covered
|
Covered
|
| Section 4 - Additional Optional Coverage |
Covered
|
Covered
|
Only hazardous and winter sports
|
|
Hazardous Sports Benefits
|
Amount noted for the applicable cover under 4.4.1 HAZARDOUS SPORTS BENEFITS
|
Amount noted for the applicable cover under 4.4.1 HAZARDOUS SPORTS BENEFITS
|
Amount noted for the applicable cover under 4.4.1 HAZARDOUS SPORTS BENEFITS
|
|
Terrorism Extension
|
Amount noted for the applicable cover above or $100,000 whichever is less
|
Amount noted for the applicable cover above or $100,000 whichever is less
|
Not Covered
|
| Section 5 - Medical expenses related to COVID19 |
Covered
|
Covered
|
Covered
|
